Lutz, FL Homes for Sale

Photo: Rebuilt Lutz train depot by Ebyabe, CC BY-SA 4.0 (https://commons.wikimedia.org/wiki/File:FL_Lutz_rebuilt_depot01.jpg; license https://creativecommons.org/licenses/by-sa/4.0/)

Lutz is an unincorporated community north of Tampa that spans Hillsborough and Pasco counties, with established lake neighborhoods, the gated Cheval golf community and newer townhomes. The median sale price was $574,726 for the three months ending September 2026 (Redfin, pulled Oct 28, 2026). CE Homes Tampa, brokered by The Somerday Group PL, helps buyers and sellers here.

Lutz home prices

Median sale price $574,726, down 7.3% year over year (Redfin, 3 months ending Sept 2026; pulled Oct 28, 2026).
Median days on market 53, compared with 35 a year earlier (Redfin, Sept 2026).
78 homes sold in September 2026, compared with 107 in September 2025 (Redfin, Sept 2026).
Sale-to-list price 97.8% (Redfin, Sept 2026).

Home types

Established single-family neighborhoods, lake homes and gated golf-course homes.

Communities in Lutz

Community	Builders	Price	HOA / CDD
Cheval	Resale	Ask us for current listings	Gated, with 24/7 staffed gates. Home to TPC Tampa Bay (Cheval West) and The Club at Cheval. Cheval West has a CDD (chevalcdd.com).
Timbergrove (2219 Nancy Lee Dr, 33558)	Ryan Homes	Ask us	Ask us for current details.
Sunset Estates (33549)	Mobley Homes	Ask us for current pricing	Gated community.

Schools

Hillsborough County addresses: Hillsborough County Public Schools school locator: https://webquery.sdhc.k12.fl.us/livewq/webquery/
Pasco County addresses (ZIP 33559): Pasco County Schools boundary tool: https://pasco.k12.fl.us/planning/page/boundaries
Lutz splits across two school districts, so confirm each address before you write an offer.

Getting around

US-41 and Dale Mabry Hwy run north-south through Lutz toward Tampa.
I-275 and the Veterans Expressway/Suncoast Parkway border the area; SR-56 connects east to I-75.

Flood and insurance

Flood Factor (First Street, via Redfin): minor overall; 4% of properties are at risk of severe flooding over the next 30 years. Wind Factor: extreme for 100% of properties (Redfin, pulled Oct 28, 2026).
Area averages do not apply to a single lot, so check each address.
Florida homeowners policies usually price wind and hurricane coverage separately, and flood is a separate policy.
A lender can require flood insurance when a home is in a FEMA Special Flood Hazard Area (zones beginning with A or V).
Check any address on the FEMA Flood Map Service Center: https://msc.fema.gov/portal/search

HOA and CDD fees

Taxes and assessments depend on which county the home is in.
Hillsborough: Tax Collector https://www.hillstax.org/ and Property Appraiser https://www.hcpafl.org/
Pasco: Property Appraiser https://search.pascopa.com/

Things to do nearby

Golf at TPC Tampa Bay and The Club at Cheval.
The rebuilt Lutz train depot in the historic center of Lutz.
Tampa Premium Outlets on SR-56 to the northeast.

Lutz FAQs

Is Lutz in Hillsborough or Pasco County?

Both. ZIP codes 33548, 33549 and 33558 are in Hillsborough County, and 33559 is in Pasco County. Taxes, schools and services follow the county of each address.

What is the median home price in Lutz?

Redfin reported a median sale price of $574,726 for the three months ending September 2026, down 7.3% from a year earlier (pulled Oct 28, 2026).

Are there new-construction homes in Lutz?

New construction in Lutz is limited and changes quickly. Mobley Homes builds at the gated Sunset Estates; ask us which communities have homes available now.

How do I find the schools for a Lutz address?

Use the Hillsborough County Public Schools locator for Hillsborough addresses and the Pasco County Schools boundary tool for Pasco addresses, then confirm before you write an offer.

Talk to us

CE Homes Tampa · (813) 513-1001 · info@cehomestampa.com

Written by Carmine Petruzziello (FL lic. SL3455970) and Erika Nunez (10 years of real estate experience), CE Homes Tampa.

Brokered by The Somerday Group PL